Buy Now Pay Small Small FAQs

HOW TO BUY NOW AND PAY SMALL SMALL?

 1-Select item of your choice by clicking on it 2. Choose Pay Small Small option 3. Fill the request form and submit.

 WHAT IS BUY NOW PAY SMALL SMALL?

Buy Now Pay Small Small – BNPSS is a repayment option that allows you spread your payment for items purchased, into convenient installments.

WHEN DO I RECIEVE MY ORDERED ITEMS?

Items are delivered 24-48 hrs after first instalment payment is received. The first payments can be made via payment link or to our delivery drivers once goods are successfully delivered.

WHO CAN ACCESS BUY NOW PAY SMALL SMALL?

The BNPSS repayment option applies to individuals with a verifiable source of income, usually employed individuals or self-employed professionals with evidence of sustainable cash-flow.
AM I REQUIRED TO PROVIDE ANY DOCUMENTATION?
Yes! You are required to provide us with a few information, accompanied with your means of identification.
IS IT OPEN TO EVERYONE IN NIGERIA?
We give more priority to Lagos orders, however, upon provision of additional documentation, outside Lagos orders may be considered.
WHAT IS THE MAXIMUM INSTALLMENT?
This repayment option allows you spread your repayment into 3 convenient installments.
WHY NOT MORE THAN 3 INSTALLMENTS?
Although we accept up to 4 installments, however, this is subject to certain criteria such as your credit history (for returning customers), the amount involved and the nature of the item financed. (All at our discretion). It is however, advisable to keep it at 3 to reduce your total repayment amount plus, who wants to owe for too long anyways!
WHEN DO I HAVE THE ITEM DELIVERED?
Your item is shipped and delivered within 24 hours of confirming all documentation is in place.
WHEN DO I MAKE THE REMAINING PAYMENTS AND HOW?
We run a very convenient and simple system. Repayments are usually 30days after first installment for self-employed professionals or pay-day for employees. Payments are made through postdated cheques, direct transfers or direct debit. 
WHY IS REPAYMENT AMOUNT NOT EQUAL?
This is to facilitate ease of repayment. Our system was designed such that your final repayment which is usually the most difficult, shouldn't be a big deal or create a hole in your pocket, hence you pay only 20% of your total obligation.
DO I HAVE COMPLETE OWNERSHIP FOR AN ITEM NOT FULLY PAID FOR?
No! LikeParadise assumes ownership of item(s) not fully paid for and have the right to repossess the item upon default. This is bound by a legal document which will be executed at the point of delivery. Upon complete repayment, complete ownership of item(s) is assumed and a payment invoice issued.
CAN I PLACE AN ORDER WHILE I HAVE A RUNNING OBLIGATION?
Yes! Provided it is within your repayment limit, which is calculated using a DIR (Debt to Income Ratio) calculator.
AT WHAT POINT OF DEFAULT IS AN ITEM PURCHASED REPOSSESSED?
A first demand notice is issued upon the first 14 days of default and a final demand notice issued at exactly 30 days of default. The item is repossessed at this point.
WHAT HAPPENS TO THE ITEM(s) REPOSSESSED?
Items repossessed are auctioned at our clearance market at a forced sale price.